We've got you covered
EBS customers impacted by recent Floods
We are supporting our customers affected by the recent floods. Call into your local office, or phone our dedicated helpline on 0818 300 106. Phone lines are open Monday to Sunday 9am to 5pm.
IMPORTANT NOTICE - EBS Authenticator App
An updated EBS Authenticator App is available for online banking. Please update your EBS Authenticator App to version 2.1.0 before 16th February 2026 to keep using online banking. You can update the App from the Google Play Store or Apple Store. Find out more about EBS Authenticator App.
The Insurance Compensation Fund Levy is reducing from 2% to 1% from the 1st January 2026 for all non-life insurance policy holders. For EBS policy holders with Payment Protection Insurance (PPI), this change will happen automatically and will have a positive effect on your PPI premium. If you require any further information, please contact your local branch.
Now Live: Verification of Payee! Verification of Payee (VoP) is a new payment check to help you protect your money, which is live from 6th October 2025. Before you make a SEPA payment, VoP will check the name of the account you’re paying with the receiving bank to see if it matches the name you gave us. Find out more about VoP.
Now Live: SEPA Instant Payments let you make credit transfers in seconds. Please note the payment default option has changed. All payments will issue as Standard unless you select the Instant option. More about SEPA Instant Payments.
Investment Scam Warning: Criminals are using genuine EBS staff names in the latest scam. Visit our security centre.
Important Fraud Warning: We will never send you a text message or email requesting you to click a link and login to your account. We will never ask for a security code or to accept a push notification over the phone. Find out more about common frauds and threats.
Our Story
EBS was established in 1935, by Alex McCabe and a small group of teachers working together to help each other buy their family homes. The EBS purpose to help families get on in life still continues and today EBS offers a wide range of financial products and services.
Our nationwide branches help deliver our suite of savings, mortgage, investment, pension, daily banking and insurance products.
Book a mortgage meeting
With offices nationwide, we’re never far away and our Mortgage Advisors are here to help
How much can I borrow?
In just 3 minutes, our handy mortgage calculator will give you a good idea of how much you can borrow
Green mortgage with EBS
A new lower interest rate if you are buying, moving to or have completed building a high energy rated home
Looking for more?
Looking to open a new account, start saving or switch your home insurance?
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Fraud prevention
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Worried about payments
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