You’ve worked hard for most of your life; you’ve scrimped and saved so you could relax and enjoy your golden years. Now your retirement is just around the corner. Hurray! But what options do you have for accessing your pension fund, and how should you manage your payments?

There are lots of different ways you can manage your pension, so the best thing to do is to have a chat with your local financial advisor before you begin. Have a read of some of your options, or why not request a call back from your local pension advisor?

You might have a pension with us or with another provider – but you’re close to retirement age, and you’re wondering if this plan is still meeting your needs. A pension is a long term investment and just like other investments it’s important to keep track of how it’s doing.

We’ve created a handy checklist so you can keep your pension on track:

• Where are my pension funds invested? Do I know what kind of funds are included?
• Am I on track with my future retirement income?
• Have I met a pensions advisor in the last year? (Do I even have a pensions advisor? Uh-oh).
• Can I access my annual statements online?
• Am I approaching retirement age?
• Have I considered lower risk funds?

Psst – if you can’t answer one of these queries by yourself, don’t hesitate to request a call back from your local EBS pensions advisor. They’ll go through your plan in detail and have a relaxed chat about your options.