— EXCHANGE RATES FOR —

Non-Euro EU/EEA currencies on debit cards

Conversion rates

Money Manager Card

Last Updated: 18 Apr 2025, 22:15

Non-Euro EU Member Currency EBS Rate* (Inclusive of 1.00% bank fee) ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5164 00.5113 01.00
Czech Republic Koruna (CZK) 00.0404 00.0400 01.10
Denmark Krone (DKK) 00.1353 00.1339 01.04
Hungary Forint (HUF) 00.0025 00.0025 01.72
Iceland Krona (ISK) 00.0070 00.0069 01.01
Liechtenstein Swiss Franc (CHF) 01.0865 01.0763 00.95
Norway Krone (NOK) 00.0851 00.0836 01.78
Poland Zloty (PLN) 00.2372 00.2340 01.40
Romania Leu (RON) 00.2042 00.2009 01.62
Sweden Krona (SEK) 00.0925 00.0907 02.00
United Kingdom Pound Sterling (GBP) 01.1809 01.1645 01.41
Bulgaria Lev (BGN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0400
ECB Rate 00.0400
EBS & ECB % Difference 00.10
Denmark Krone (DKK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.1340
ECB Rate 00.1339
EBS & ECB % Difference 00.03
Hungary Forint (HUF)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0025
ECB Rate 00.0025
EBS & ECB % Difference 00.71
Iceland Krona (ISK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0069
ECB Rate 00.0069
EBS & ECB % Difference 00.01
Liechtenstein Swiss Franc (CHF)
EBS Rate* (Inclusive of 1.00% bank fee) 01.0757
ECB Rate 01.0763
EBS & ECB % Difference -00.05
Norway Krone (NOK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0842
ECB Rate 00.0836
EBS & ECB % Difference 00.77
Poland Zloty (PLN)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2349
ECB Rate 00.2340
EBS & ECB % Difference 00.40
Romania Leu (RON)
EBS Rate* (Inclusive of 1.00% bank fee) 00.2021
ECB Rate 00.2009
EBS & ECB % Difference 00.61
Sweden Krona (SEK)
EBS Rate* (Inclusive of 1.00% bank fee) 00.0916
ECB Rate 00.0907
EBS & ECB % Difference 00.99
United Kingdom Pound Sterling (GBP)
EBS Rate* (Inclusive of 1.00% bank fee) 01.1692
ECB Rate 01.1645
EBS & ECB % Difference 00.40

* EBS rate is the Mastercard rate plus the currency conversion fee.

Conversion rates

Teen Card

Last Updated: 18 Apr 2025, 22:15

Non-Euro EU Member Currency EBS Rate* ECB Rate EBS & ECB % Difference
Bulgaria Lev (BGN) 00.5113 00.5113 -00.00
Czech Republic Koruna (CZK) 00.0400 00.0400 00.10
Denmark Krone (DKK) 00.1340 00.1339 00.03
Hungary Forint (HUF) 00.0025 00.0025 00.71
Iceland Krona (ISK) 00.0069 00.0069 00.01
Liechtenstein Swiss Franc (CHF) 01.0757 01.0763 -00.05
Norway Krone (NOK) 00.0842 00.0836 00.77
Poland Zloty (PLN) 00.2349 00.2340 00.40
Romania Leu (RON) 00.2021 00.2009 00.61
Sweden Krona (SEK) 00.0916 00.0907 00.99
United Kingdom Pound Sterling (GBP) 01.1692 01.1645 00.40
Bulgaria Lev (BGN)
EBS Rate* 00.5113
ECB Rate 00.5113
EBS & ECB % Difference -00.00
Czech Republic Koruna (CZK)
EBS Rate* 00.0400
ECB Rate 00.0400
EBS & ECB % Difference 00.10
Denmark Krone (DKK)
EBS Rate* 00.1340
ECB Rate 00.1339
EBS & ECB % Difference 00.03
Hungary Forint (HUF)
EBS Rate* 00.0025
ECB Rate 00.0025
EBS & ECB % Difference 00.71
Iceland Krona (ISK)
EBS Rate* 00.0069
ECB Rate 00.0069
EBS & ECB % Difference 00.01
Liechtenstein Swiss Franc (CHF)
EBS Rate* 01.0757
ECB Rate 01.0763
EBS & ECB % Difference -00.05
Norway Krone (NOK)
EBS Rate* 00.0842
ECB Rate 00.0836
EBS & ECB % Difference 00.77
Poland Zloty (PLN)
EBS Rate* 00.2349
ECB Rate 00.2340
EBS & ECB % Difference 00.40
Romania Leu (RON)
EBS Rate* 00.2021
ECB Rate 00.2009
EBS & ECB % Difference 00.61
Sweden Krona (SEK)
EBS Rate* 00.0916
ECB Rate 00.0907
EBS & ECB % Difference 00.99
United Kingdom Pound Sterling (GBP)
EBS Rate* 01.1692
ECB Rate 01.1645
EBS & ECB % Difference 00.40

* EBS rate is the Mastercard rate.

Currency conversion fees

For non-euro transactions we apply the following fees to the MoneyManager Debit card. There are no fees on the Teen Savings Debit card.

Transaction Type  ATM Withdrawals Using a Debit Card for purchases in a foreign currency
Currency Conversion
Fee (non-euro)
1% of transaction value
Min. €1.91 – Max. €6.00
1% of transaction value
Min. €0.30 – Max. €6.00

Important Information

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Debit card to pay for something that is not in euro, Mastercard will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges detailed in your terms and conditions.