EBS uses cookies to enhance your browsing experience and to create a secure and effective website for our customers. By using this site you agree that we may store and access cookies on your devices, unless you have disabled your cookies. You can find out more here.

I accept cookies from this site

EBS Fixed Term Savings Account

Our range of fixed term accounts start at just 3 months and go out to 15 months in term – you can choose a 3, 6, 9, 12 or 15 month term for your money. We offer very competitive rates and, with our 15 month term, you can have access to up to 50% of your money and with our 12 month term, you can access up to 30% of your money if you need it. The rate is fixed for the duration of the term and the account earns interest from the day of the account opening.

Key Features

Terms 3, 6, & 9 Months

  • No withdrawals or lodgements allowed during the term chosen. In exceptional circumstances where a withdrawal is permitted, an interest adjustment may be applied
  • Minimum opening balance €10,000, no maximum
  • Interest is added at the end of the term
  • Available for personal funds only
  • At maturity you can withdraw your funds or choose to leave your funds for another fixed period at the prevailing rate at that time

Check out our fixed term rates up to 9 months

Term 12 months

  • One penalty free withdrawal of up to 30% of the capital invested allowed within the term. No additional withdrawals allowed during the term. In exceptional circumstances where a second or subsequent withdrawal is permitted, an interest adjustment may be applied
  • Minimum lodgement €10,000, no maximum lodgement, no further lodgements allowed during the term
  • Available for personal funds only
  • At maturity you can withdraw your funds or choose to leave your funds for another fixed period at the prevailing rate at the time

Please note: For our 12 month account, if a withdrawal is made before the end of term, the interest earned will be less than if the investment had been left intact for the full term.

Check out our fixed term rates for 12 months

Term 15 Months

  • Minimum balance €3,000, maximum balance €500,000
  • One penalty free withdrawal of up to 50% of the capital invested allowed within the term. No additional withdrawals allowed during the term. In exceptional circumstances where a second or subsequent withdrawal is permitted, an interest adjustment may be applied.
  • Minimum lodgement €3,000, maximum lodgement €500,000, no further lodgements allowed during the term
  • Available for personal funds only
  • At maturity you can withdraw your funds or choose to leave your funds for another fixed period at the prevailing rate at that time

Please note: For our 15 month account, if a withdrawal is made before the end of the term, the interest earned will be less than if the investment had been left intact for the full term.

Check out our fixed term rates for 15 months

Book a Savings Appointment

 

Important information: Account terms & conditions apply. Interest is subject to Deposit Interest Retention Tax (D.I.R.T) where applicable at the prevailing rate (for more information see www.revenue.ie)

Important! Fraud prevention measures. By proceeding further you are deemed to have read and accepted our terms and conditions and privacy policy