We all know that investing for the future is important. If you have a sum of money to set aside then, depending on what your goals are, the types of investments you choose will differ. For example, if you've short term aims, less than four or five years, then a deposit account that offers some access may suit best. However, if you are really looking to potentially grow your money then there are other options available that could provide a real opportunity to outperform deposit-based accounts.
This is where EBS Choice Investments could be the right option for you. It is a lump sum investment product where your money is invested in one or a combination of investment funds, that aims to give you the potential to achieve returns greater than inflation and deposit rates over the longer term. The investment is designed for a term of 5 years or more, and the types of assets it invests in could be a combination of worldwide company shares, bonds, property or cash.
EBS Choice Investment offers 10 exciting and varied funds to choose from or to split your investment across, including our recently launched MAPs "Multi Asset Portfolio" funds so there is something to suit all types of investors.
Multi Asset Portfolio Funds are our new recommended default investment strategy for customers with an appropriate appetite and attitude to risk for this type of investment and they have the following product features:
Asset Diversification – Your Investment will be spread proportionately across a wide range of asset classes including Bonds-Minimum Volatility Shares-Alternative External Fund Managers-Emerging Market Shares-Developed Market Shares-Cash.
Dynamic Shares To Cash (DSC) – An innovative solution and a market first in the Irish market only offered by Irish Life where the percentage of your investment which is held in developed market shares will automatically fluctuate with the cash fund at various times depending on the prevailing market conditions to cushion this portion of your investment against potential losses and also to speed up recovery when market conditions are more favourable.
Rebalancing – Irish Life will carry out a quarterly review of your Multi Asset Portfolio to ensure it remains aligned to your attitude to savings and investments established during a review you will have completed prior to making this investment.
Best of all, you can switch funds as often as you like free of charge, giving you real control.
To find out more information about our EBS Choice Investments and our recently launched MAPs "Multi Asset Portfolios" please talk to your Savings & Investments Advisor in your local office.
Please read the EBS Choice Investments brochure for more details.
EBS Choice Investments is provided by Irish Life Assurance plc.
WARNING: IF YOU INVEST IN THIS PRODUCT YOU MAY LOSE SOME OR ALL OF THE MONEY YOU INVEST.
WARNING: THE VALUE OF YOUR INVESTMENT MAY GO DOWN AS WELL AS UP.
WARNING: EBS CHOICE INVESTMENTS MAY BE AFFECTED BY CHANGES IN CURRENCY EXCHANGE RATES.
EBS d.a.c. is a tied insurance agent of Irish Life Assurance plc for life insurance products.
EBS d.a.c. is regulated by the Central Bank of Ireland.
Irish Life Assurance plc is regulated by the Central Bank of Ireland.